Vice President, Commercial Lending
Join TBK Bank!At TBK Bank, we're a team of passionate, driven, collaborative, solutions minded people who want to make a difference in the lives of our customers and communities.
Our mission is to do well and to do good at the same time.
We accomplish this by working together, because at the end of the day, TBK stands for helping the people and business in our communities succeed.
We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.
Position
Summary:
The VP, Commercial Lending is responsible for management, supervision and direction of all commercial direct and indirect loan activities.
Ensures maximum overall profitability of lending activities.
Recommends and implements loan policies and objectives, and is accountable for the entire loan portfolio.
Essential Duties and
Responsibilities:
Interviews applicant and requests specified information for loan application.
Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and submits application to credit analyst for verification and recommendation.
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Approves loan within specified limits or refers loan to loan committee for approval.
Ensures loan agreements are complete and accurate according to policy.
Assures timely loan closing and funding activities.
Monitors credit quality on an ongoing basis.
Identifies and analyzes potential loan markets to develop prospects for commercial loans.
Meets established business development goals.
Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations.
Recommends and implements appropriate changes to establishment policies and procedures.
May be responsible for managing team members and a P & L for a designated market.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Provides loan data to support marketing and sales promotion programs.
Keeps abreast of loan regulations and compliance issues through formal and informal training.
Ensures compliance with risk management and relevant banking procedures.
Be actively involved in the local professional community.
Adhere to Triumph's core values Other duties as assigned
Qualifications:
Bachelor's Degree in Business or Finance preferred or a combination of banking experience and /or degree.
Seven to ten years of complex lending experience.
Formal credit training with strong credit skills.
#LI-KF1We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.
Go on.
Do it.
Apply Today! Recommended Skills Business Development Finance Laws Loans Negotiation Risk Management Estimated Salary: $20 to $28 per hour based on qualifications.
Our mission is to do well and to do good at the same time.
We accomplish this by working together, because at the end of the day, TBK stands for helping the people and business in our communities succeed.
We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.
Position
Summary:
The VP, Commercial Lending is responsible for management, supervision and direction of all commercial direct and indirect loan activities.
Ensures maximum overall profitability of lending activities.
Recommends and implements loan policies and objectives, and is accountable for the entire loan portfolio.
Essential Duties and
Responsibilities:
Interviews applicant and requests specified information for loan application.
Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and submits application to credit analyst for verification and recommendation.
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Approves loan within specified limits or refers loan to loan committee for approval.
Ensures loan agreements are complete and accurate according to policy.
Assures timely loan closing and funding activities.
Monitors credit quality on an ongoing basis.
Identifies and analyzes potential loan markets to develop prospects for commercial loans.
Meets established business development goals.
Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations.
Recommends and implements appropriate changes to establishment policies and procedures.
May be responsible for managing team members and a P & L for a designated market.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Provides loan data to support marketing and sales promotion programs.
Keeps abreast of loan regulations and compliance issues through formal and informal training.
Ensures compliance with risk management and relevant banking procedures.
Be actively involved in the local professional community.
Adhere to Triumph's core values Other duties as assigned
Qualifications:
Bachelor's Degree in Business or Finance preferred or a combination of banking experience and /or degree.
Seven to ten years of complex lending experience.
Formal credit training with strong credit skills.
#LI-KF1We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.
Go on.
Do it.
Apply Today! Recommended Skills Business Development Finance Laws Loans Negotiation Risk Management Estimated Salary: $20 to $28 per hour based on qualifications.
|
|
 | |
